The Council on Affordable Housing (COAH) was created by the Fair Housing Act of 1985 as the State Legislature's response to a series of New Jersey Supreme Court cases known as the Mount Laurel decisions. The Supreme Court established a constitutional obligation for each of the 566 municipalities in the State to establish a realistic opportunity for the provision of fair share low and moderate-income housing obligations, generally through land use and zoning powers. The legislature provided an administrative alternative to this constitutional obligation via the Fair Housing Act.
Single-Family Housing Repair Loan & Grant Program
United States Department of Agriculture (USDA) Rural Development has changed the Section 504 Single Familly Housing Repair Loan and Grant Program to determine affordability based on income and a repayment ratio instead of a monthly household budget. We've also streamlined the process to make the program faster and more efficient. USDA can reach more rural homeowners living in extreme poverty. View more information about the Repair Loan and Grant Program (PDF).